Track every naira, manage budgets, analyze spending patterns, and understand where your money goes—all without accounts or your data leaving your phone. Ad‑free upgrade coming soon.
Between multiple income sources, cash spending, and changing tax rules, it’s easy to lose track—and hard to know your true financial status.
Most finance apps aren’t built for Nigeria. They miss PAYE/WHT realities and don’t explain what your numbers mean.
Reliefs and exemptions are easy to overlook. If you can’t see them clearly, you can’t plan around them.
Your finances are personal. FINCH keeps your records on your device—no accounts and no data brokerage.
Fast tracking, smart budgets, deep analytics, and complete privacy—all designed for how Nigerians actually manage money.
See your money clearly—net position, income vs. expenses, and spending trends all in one beautiful dashboard.
Understand your tax obligations effortlessly. FINCH calculates PAYE, tracks capital gains, and shows exactly how Nigeria Tax Act 2025 applies to you.
Spot patterns quickly. See where money comes from, where it goes, and what's changing month to month.
Set spending limits by category and track progress in real-time. Stay on top of your money without the stress.
Every transaction, organized. Find what you need fast, then export whenever you want.
Single, intuitive form for both income and expenses. Log transactions in seconds.
Pre-configured Nigerian categories with custom icons, colors, and budgets.
Attach receipts, invoices, and documents to any transaction.
Track spending by vendor. Know exactly where your money goes.
Set category budgets and get a clear visual cue as you approach your limits.
Track cash, bank accounts, and mobile money all in one place.
Professional, shareable financial reports (coming soon).
Beautiful dark and light themes. Easy on the eyes, day or night.
FINCH is designed with Nigerian financial realities in mind—Naira-first, works offline with or without data, and includes categories that match how Nigerians actually spend, save, and earn.
FINCH isn't just tracking—it's a complete money management toolkit with tax insights, financial education, and tools that grow with you.
Whether you're building your first budget or tracking business income, FINCH helps you understand your finances better.
Get automatic PAYE estimates based on the Nigeria Tax Act 2025—no manual calculations needed.
Learn budgeting basics, understand tax reliefs, and improve your money habits with built-in articles.
See how your spending and income change over time. Spot patterns and make smarter decisions.
Regular updates bring new features, better analytics, and the latest financial regulations.
FINCH is privacy‑first. Your records stay on your phone, with no account creation. The app is ad‑supported today, with an optional ad‑free upgrade coming soon.
Your data is stored locally on your device (encrypted at rest).
Start immediately—no email, no phone number, no accounts.
Back up to Google Drive only if you choose. Opt‑in, not required.
Export options are planned, so you can take your data with you.
Download FINCH free and start managing your finances with clarity—track spending, set budgets, analyze trends, and keep everything private.